Very little paperwork is required to complete our title loan application. When applying for a bank loan, most people are required to complete a lengthy application as well as provide a lot of supporting documentation, such as paycheck stubs, income tax returns, and more. There is no need for that when you apply for a title loan. We do not even require you to be employed to approve your request for a title loan.
All you need to do to start your title loan application is enter your full name and a telephone number where we may reach you. Other required information includes the make and model of your vehicle along with the number of miles currently on your vehicle. This information is necessary so that we may develop a loan estimate for you. You should be aware that your estimated loan value will be based on the value of your vehicle and income amount.
It does not matter what kind of vehicle you have. We can accept all types of vehicles as collateral for a title loan, even motorcycles and recreational vehicles. When applying for title loans Alpharetta residents can have the benefit of knowing they have access to the cash they need at the right time.
It’s a good idea to understand how the title loan process works when you are considering applying for a title loan. One of the most common concerns that many people have about title loans is whether they will need to give up physical possession of their vehicle. This not the case. We understand that when applying for title loans Alpharetta residents need their vehicles. This can be particularly true if the vehicle you are using to secure your title loan is your only source of transportation. The only way you will lose your vehicle is if you fail to make payments on time.
At Barham Title Loans, we offer a great degree of flexibility in paying title loans. We know that everyone has a different situation. In recognition of that, we make it available for you to pay off the entirety of your loan prior to the end of the loan term without charging you any extra fees.
Likewise, we know that sometimes things can happen that are outside your control that might make it difficult for you to pay off your loan on time. If you are ever struggling to make your loan payments, we ask that you get in touch with us as quickly as possible to ask about the possibility of refinancing your loan.
Another common question we receive is whether there are any restrictions regarding how your car title loan in Alpharetta can be spent. We do not ask questions or place limitations regarding how your loan funds may be spent. You have complete freedom to spend your loan on anything you like. We believe that you know what is best regarding your finances. Many people choose to use their title loans for:
You will need to show that you have a regular source of income to be approved. This does not need to come from a job, but must be received on a steady basis, such as:
When you need financial help that does not depend on your credit rating, we are here.