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Title Loans in Alpharetta

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Why use Barham Title Loans?

When you have a lot of expenses and not enough money to pay your bills, we have a solution that can help at Barham Title Loans. Trying to make it between paydays can be a challenge for many people today. We provide the financial assistance you need to give you peace of mind. No matter why you meet need a little extra money, a car title loan Alpharetta can give you the financial leeway you need to assist during a difficult time. Have you had credit problems in the past? If so, it is not an issue when applying for auto title loans in Alpharetta. Many consumers today have low credit scores or even no established credit at all. We understand how this can happen and will not hold it against you when reviewing your loan application. Our only requirements to approve you for a title loan is a lien-free vehicle with your name listed on the title and a source of income received on a steady basis.

Time is critical when you need financial help. Our quick loan processing ensures you do not have to wait a long time to receive a loan response. Since our application is online, you have the ability to begin the application process at whatever time works best for you. This means that there is no need to wait to apply when our office is open. If you have a sudden financial emergency in the middle of the night or on the weekend, you can go ahead and apply at whatever time is most convenient for you. From start to finish, the online application process can usually be completed within less than half an hour. Approved loans can typically be funded within one business day.

Apply for a title loan

Very little paperwork is required to complete our title loan application. When applying for a bank loan, most people are required to complete a lengthy application as well as provide a lot of supporting documentation, such as paycheck stubs, income tax returns, and more. There is no need for that when you apply for a title loan. We do not even require you to be employed to approve your request for a title loan.

All you need to do to start your title loan application is enter your full name and a telephone number where we may reach you. Other required information includes the make and model of your vehicle along with the number of miles currently on your vehicle. This information is necessary so that we may develop a loan estimate for you. You should be aware that your estimated loan value will be based on the value of your vehicle and income amount.

It does not matter what kind of vehicle you have. We can accept all types of vehicles as collateral for a title loan, even motorcycles and recreational vehicles. When applying for title loans Alpharetta residents can have the benefit of knowing they have access to the cash they need at the right time.

How It Works

Keep using your vehicle

It’s a good idea to understand how the title loan process works when you are considering applying for a title loan. One of the most common concerns that many people have about title loans is whether they will need to give up physical possession of their vehicle. This not the case. We understand that when applying for title loans Alpharetta residents need their vehicles. This can be particularly true if the vehicle you are using to secure your title loan is your only source of transportation. The only way you will lose your vehicle is if you fail to make payments on time.

Paying off

At Barham Title Loans, we offer a great degree of flexibility in paying title loans. We know that everyone has a different situation. In recognition of that, we make it available for you to pay off the entirety of your loan prior to the end of the loan term without charging you any extra fees.

Likewise, we know that sometimes things can happen that are outside your control that might make it difficult for you to pay off your loan on time. If you are ever struggling to make your loan payments, we ask that you get in touch with us as quickly as possible to ask about the possibility of refinancing your loan.

Loan for any reason

Another common question we receive is whether there are any restrictions regarding how your car title loan in Alpharetta can be spent. We do not ask questions or place limitations regarding how your loan funds may be spent. You have complete freedom to spend your loan on anything you like. We believe that you know what is best regarding your finances. Many people choose to use their title loans for:

  • Unpaid bills
  • Medical expenses
  • Auto repairs
  • College tuition
  • Home improvements

You will need to show that you have a regular source of income to be approved. This does not need to come from a job, but must be received on a steady basis, such as:

  • Social Security
  • Disability
  • Alimony
  • Workers’ Comp
  • Child Support
  • Unemployment

When you need financial help that does not depend on your credit rating, we are here.